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Bike Insurance Add-On Covers

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What Is Bike Insurance Add-ons Coverage?

Add-On Covers in Bike Insurance - A bike insurance add-on is an additional cover that can be opted with a comprehensive bike insurance policy to strengthen the coverage and protection provided by a bike insurance policy. There are multiple add-ons that can be opted for with a comprehensive bike insurance policy.

List of Top Bike Insurance Add-On Covers

The availability of bike insurance add-ons varies from insurer to insure. The following are some bike insurance add-on covers that are offered by most of the general insurance companies:

1. Zero Depreciation Add-on Cover

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2. Consumables Add-on Cover

3. Roadside Assistance Add-on Cover

4. Engine Protection Add-on Cover

5. Key Loss Add-on Cover

6. Passenger Assistance Add-on Cover

7. Tyre Damage Add-on Cover

Benefits of Add-on Covers in Bike Insurance

The add-on covers for bike insurance brings several benefits:

1. Cover Car’s Depreciation

2. Get Emergency Assistance

3. Provides Engine Protection

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FAQ

Frequently Asked Questions About Insurance

Beema1 comes with questions and answers which is a good thing, especially when you’re trying to get the most out of a policy or pick up additional coverage. But sometimes, consumers aren’t even sure where to start or what to ask. Whenever you need clarification or a second opinion, our experts are here. We’ll start a frank conversation with you to sort through the clutter and get to the heart of coverage.

General

Car

Bike

Health

Term

A two-wheeler insurance policy: what is it ?

A two-wheeler insurance policy is a contract between an insurance provider and a bike owner that states that, depending on the selected policy, the insurance provider would pay for any losses or damages incurred by the covered bike due to an accident, theft, fire, etc. The contract between the insured and the insurer typically lasts one year and must be renewed annually.

What does Beema1's bike insurance policy cover ?

Beema1's bike insurance policy covers damages to your bike, liability for bodily injury or property damage to the third-party, and medical expenses for you and your passengers.

What sorts of bike insurance policies are there ?

Three different types of bike insurance policies are available on Beema1: own standalone damage, third party, and comprehensive.

What is the cost of the various bike insurance policies ?

Different bike insurance policies have various premium costs. The IRDAI determines the third-party policy's premium, which varies according to the bike's engine size. However, the cost of the comprehensive and own-damage insurance premium varies from bike to bike depending on the bike's brand, model, and version, as well as its engine size and fuel type. So, check out all the options at Beema1 and find a suitable option.

Does India have a law requiring bike insurance ?

According to the Motor Vehicles Act of India, every bike owner is obliged to have at least a third-party bike insurance coverage.

Can the insurance on a bike be transferred to a new owner ?

In the event of selling a second-hand bike, the insurance coverage can be shifted from the preceding owner to the new owner. The motorcycle needs to be transferred to the new insurance company.

After 15 years, are motorcycles still insured ?

At 15 years of age, old motorcycles can still be insured. They are eligible for coverage under the third-party bike insurance plan because it is required. But there are differences among insurers regarding own-damage coverage.

What is the rule of bike insurance in India ?

In India, if you buy a new bike, two-wheeler insurance is mandatory for a 5+1 year. This means a 5-year third-party two-wheeler plan + 1 year own-damage two-wheeler plan.

How to save on bike insurance premiums ?

Ride your bike cautiously and maintain a clean driving record. Select a higher number of deductibles. Opt for the add-ons which are truly essential. Check your No Claim Bonus (NCB) before renewing the policy. Do not ignore the traffic norms. Compare the policies online before you purchase. Avoid raising claims for trivial damages. Avail long-term policies and opt for the best discounts.

Which insurance is the best for an old two-wheeler ?

Whether you have an old or a new bike, buying either the compulsory third-party policy or the comprehensive insurance policy, to cover / compensate the damages against your bike or yourself is important.